Friday, April 10, 2015


The following videos illustrate some of the topics we covered on the role of credit.

Building credit from scratch

We all want to have "good credit," even though it's not always clear how to get there; especially when you're just getting started. But with some solid first steps and a focus on paying your bills on time, you'll be on your way to building a solid credit score.

What is a good credit score?

What is "good" credit? And who determines your credit score, good or bad? This video will show you who keeps track of your credit scores and some rules of the road when it comes to determining "good" credit.

Credit or debit card? What is the difference?

On the surface, credit and debit seem pretty similar. But there are some important differences you should know to make informed, smart decisions.

NOTE: To find other credit-oriented Bank of America videos on Youtube, search "BOA Credit". Other financial companies have videos also.

Disclaimer: The selected Bank of America videos do not represent any endorsement from NJROTC for Bank of America and its products. Their use is solely for illustrative purposes.

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