Monday, April 27, 2015

PUBLIC SPEAKING: Personal Finance Article Review

Today's Public Speaking Assignment

  • Take 2 minutes to review the personal finance article you looked at over the weekend. 
  • Draft a short one and 1/2 minute speech and feel free to write down some bulletized talking points.
  • Standard format: Intro, 3 main points, conclusion. 

Friday, April 10, 2015

PERSONAL FINANCE - "Pay-To-Taxes" Process

CONTEXT IS IMPORTANT!

The "Pay-To-Taxes" Process takes you though the real nuts-and-bolts of determining the amount of taxes taken out of your paycheck, and filing a tax return.

It is important to step back from these details and look at the role your taxes play in the big picture. The following video aims to do just that. 
 
"What happens when a paycheck talks? Don't miss an opportunity to learn where your federal income taxes and payroll taxes go."




PERSONAL FINANCE - Role of Credit

The following videos illustrate some of the topics we covered on the role of credit.

Building credit from scratch

We all want to have "good credit," even though it's not always clear how to get there; especially when you're just getting started. But with some solid first steps and a focus on paying your bills on time, you'll be on your way to building a solid credit score.


What is a good credit score?

What is "good" credit? And who determines your credit score, good or bad? This video will show you who keeps track of your credit scores and some rules of the road when it comes to determining "good" credit.




Credit or debit card? What is the difference?

On the surface, credit and debit seem pretty similar. But there are some important differences you should know to make informed, smart decisions.



NOTE: To find other credit-oriented Bank of America videos on Youtube, search "BOA Credit". Other financial companies have videos also.

Disclaimer: The selected Bank of America videos do not represent any endorsement from NJROTC for Bank of America and its products. Their use is solely for illustrative purposes.

PERSONAL FINANCE - Monthly Budget

The following video gives additional guidance on setting up a budget. The material covered dovetails nicely into the information in your handout.

Setting up a budget is a great way to help keep your finances on track and plan for the future. Check out these easy ways to get started creating a better budget for you and your family.




Disclaimer: The selected Bank of America videos do not represent any endorsement from NJROTC for Bank of America and its products. Their use is solely for illustrative purposes.

Thursday, April 2, 2015

PUBLIC SPEAKING: Personal Finance Article Review

Public Speaking Assignment (April 6, 2015)

  • Take two minutes to review the homework assignment you just completed that summarized an interesting personal finance article of your choosing along with 3 bullet talking points. 
  • Draft a short one and 1/2 minute speech using your bullet talking points.
  • Standard format: Intro, 3 main points, conclusion.